Could Be Time To Buy or ReFi Your House

We all believe Mortgages under 4% will not last forever.  If you have had the self discipline to wait for the very bottom of the mortgage interest rates now may be the moment.  Interest rates have been going sideways for a few months.  This is coupled with what seems to be growth in demand. 

Income is important

A quick look at the daily report from Friday shows real disposable income is gaining more than it is losing over the last months.  When you look a little deeper, we are not in the clear yet.  Growth in real consumption expenditures is growing faster.  This is supported by the steady growth in installment credit.

Until incomes firm up, the real economy will have a hard time sustaining growth.